Turn company spending into Avios. We compare the three main UK business cards that feed your balance, explain the October 2026 changes, and show which suits your company type and travel plans.
If you run a company, its everyday spending can earn Avios far faster than a personal card alone. This guide compares the UK business cards that earn Avios, flags the tightened eligibility rules and the October 2026 changes, and gives you a clear rule for choosing. Every figure is checked against the providers’ published terms.
| Card | Earn rate | Fee | Best for |
|---|---|---|---|
| BA Amex Accelerating Business Card | 1.5 Avios / £1 (1.25 from 7 Oct 2026) | £250 / year | Most widely available |
| Amex Business Platinum | 1 MR / £1 (transfers to Avios 1:1) | £650 / year | Most travel perks |
| Amex Business Gold | 1 MR / £1 (transfers to Avios 1:1) | Free first year, then an annual fee | Flexible starter |
Business card fees, earn rates, welcome bonuses and eligibility rules change frequently — always confirm the current terms on the provider’s own site before applying. This is general information, not financial advice.
The co-branded route. The BA Amex Accelerating Business Card earns Avios directly on your company spend, and pays an annual bonus of Avios based on how much you spend rather than a companion voucher.
The Membership Rewards route. The Amex Business Platinum and Business Gold earn flexible Membership Rewards points that you transfer to Avios at 1:1 — or to other airline and hotel partners if your plans change.
Business Avios cards do not offer a personal-style 2-4-1 companion voucher. If a companion voucher is your goal, the personal BA Premium Plus is the card to look at instead.
The BA Amex Accelerating Business Card is being reshaped. From 7 October 2026, its published changes are:
An enhanced welcome bonus of 40,000 Avios after £5,000 of spend in the first three months has been available for applications by 6 October 2026. Welcome offers change often — confirm the current bonus and conditions before applying.
Whichever you pick, only carry a fee for benefits your business will genuinely use, and always clear the balance in full — interest will quickly outweigh any Avios earned. Compare the personal options too on our best Avios credit cards guide.
If a personal companion voucher fits better, these are the two cards that earn one.
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The AviosArcana Editorial Team
We decode the British Airways loyalty programme in plain English, cross-checking every figure against published card terms. We are not a lender and this is general information, not financial advice.